⚙️ Advanced Features Guide

Unlock powerful features for advanced budgeting. Multi-currency support, custom rates, events, and more.

Multi-Currency Support

Manage budgets in multiple currencies with automatic conversion:

Features:

Primary currency: Set for each virtual card
Secondary currency: View all amounts in another currency
Real-time rates: Automatic exchange rate updates
Custom rates: Override with your own rates

Custom Exchange Rates

Set your own exchange rates for historical data or projections:

Use cases:

Historical analysis with past rates
Future planning with projected rates
Fixed rate contracts

Events

Some spending does not belong to a month - it belongs to a thing that happened. Events let you total that thing up wherever the transactions landed.

Create an event on the Events page with a name, description, budget and a start and end date
Attach a transaction to it from the "Select event" field when you log or edit it
The event card shows its budget and how many transactions are attached
The Expenses & events tab of the Report page totals spending per event

Events cut across periods and virtual cards, so a two-week trip that straddles a period boundary still adds up as one number.

AI Categorization & Assistant

Hooldbudget can use Google Gemini to sort transactions into your groups for you. It runs on your own API key, which you add under Settings → AI.

Paste your Gemini API key and test the connection
Turn on auto-categorization to have new transactions suggested into groups
Suggestions appear as a badge - you stay in control of accepting them
The AI assistant panel answers questions about your own budget data

Without a key, everything else in the app works exactly as before - the AI features simply stay off.

Duplicate Detection

Logging the same coffee twice is easy to do, especially when you import and hand-log the same week. Hooldbudget looks for transactions that suspiciously resemble each other and flags them, so you can merge or delete rather than quietly double-count.

Import & Export Transactions

Under Tools you can bring transactions in from your bank, or take your data back out.

Import:

Pick the bank under "Import from" and upload its CSV export
Imported rows land in Under import first - nothing touches your budget yet
If AI categorization is on, each row gets a suggested group while you review
Accept rows into a group one by one, or select several and apply the suggestions in a batch
Discard whatever you do not want to keep

Only the bank formats listed in "Import from" are supported - there is no free-form column mapping.

Export:

Choose a start and end date
Pick Excel or CSV
Analyze in a spreadsheet, or keep it as a backup of your data

Balance Sync

When your tracked balance drifts from what the bank actually says, the Sync button on the dashboard writes a correcting entry so the two line up again.

💡 Tip: A drift usually means something went unlogged. It is worth a quick look before syncing it away - the Planning page will normally show which group is short.

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